Payment Options

Payment Options


Woodruff Road Animal Hospital is pleased to offer a variety of payment options for veterinary care. We do require payment at the time of service. If your pet must be hospitalized or admitted for surgery, the balance will be due upon patient discharge.


For your convenience we accept the following methods of payment:

  • Cash

  • Debit/Credit

  • Personal check (with appropriate identification)

  • All major credit cards: American Express, MasterCard, VISA, and Discover Card

  • CareCredit®

  • Scratchpay®




We also offer our clients CareCredit® No Interest Payment Plans. With CareCredit, you can say “yes” to the best treatment for your pet immediately and pay for it over time with low monthly payments that fit easily into your budget. CareCredit works just like a regular credit card, but without high interest rates, annual fees, or pre-payment penalties. CareCredit offers no-interest and low interest payment terms, zero hidden fees, and low minimum monthly payments. You can use your CareCredit card for all your pet’s follow-up care as well as wellness examinations and vaccines. If you are interested in easy payment plans, learn more about CareCredit here.



Another form of payment we offer is Scratchpay. Scratchpay offers "Get Care Now, Pay Later" They provide simple transparent payment plans. Scratchpay is not a credit card, it is considered a one time loan and simply checking your plan options does NOT affect your credit score. Scratchpay also has one of the highest approval rates. They approve more pet parents with affordable rates usually as low as 0% APR. There are no hidden fees, no prepayment penalty, and no deferred interest. If you know an estimate for your pet's treatment ahead of time you can visit Scratchpay to apply from your phone or desktop to check your rate and find your payment plan.

Pet Insurance


Many pet owners purchase pet insurance to help them afford veterinary care. We are happy to provide you with copies of your pet’s medical records for submission to your insurance company, or to submit them from the office for you. Simply discuss the matter with the receptionist at your next appointment or contact us for more information. We recommend these articles from the experts at the American Animal Hospital Association (AAHA): a buyer’s guide, discussion about the cost of veterinary care, and help choosing an insurance plan.

We currently offer a completely free 30-day trial of Trupanion pet insurance after your pet’s wellness visit. Be sure to research each pet insurance company you consider to be sure it offers the right plan for you and your pet. Visit Pet Insurance University to help you evaluate pet insurance plans.